1. Simple Savings Account – Make your money work for you, even while you sleep!
Save freely from 100,000 BIF and benefit from:
. Interest rate: 4%
. Withdrawals allowed once every 15 days
. Zero opening fees

️ This is the perfect product for those who want to start saving without constraints, while watching their money grow.

2. Pledge Savings – The key to obtaining a loan with complete confidence
This product supports your loan application by providing a secure guarantee:
. 10% of your monthly loan payment set aside
. Returned at the end of repayment
. Rate: 0%

It’s a double guarantee: for you and for us. A proof of seriousness that increases
your chances of obtaining a loan more easily.

3. Mandatory Savings – Because every good borrower must also be a good saver.
With each repayment of your loan, you set aside 10% of the monthly payment:
. Savings earning 4% interest
. Can be used at the end of the loan to finance new projects.

Imagine: you’ve finished repaying your loan and you already have a small amount of capital to start a new project, without starting from scratch!

4. Ku Kivi Savings – Savings that come to you!
Intended for small businesses and artisans, these savings are collected at your workplace,
according to an agreement:
. Duration: 3 months
. Access to credit immediately
. Savings are your guarantee

Even if you can’t come to us, we come to you! You
start small, and you build big.

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What if you started today?
The best time to start saving was yesterday. The second best time is now.

Don’t let your dreams wait. Every deposit you make is a promise to yourself, a testament to your responsibility, a step toward independence.

At DIFO S.A., you’re not just a customer. You’re a partner, a builder, a visionary. And we’re by your side every step of the way.

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Come visit us at a DIFO S.A. agency near you.

• Or call us to discuss your savings plan.
• Soon, you’ll even be able to open your account directly online!

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Your money deserves better than sitting under the mattress.
Make it grow in value with DIFO S.A.