At DIFO, we offer a variety of Savings Accounts to help you save and manage your money better. Our savings accounts are easy to open and operate regardless of your location through our branch network
DIFO offers a variety of loan products specifically designed for individuals running micro, small and medium enterprises. A comprehensive research is conducted prior to each product’s introduction. The processes and procedures are also tailored and customized according to our clientele requirements, bringing convenient credit facilities to our customers.
Lower expenses, increase earnings, and streamline operations using a unified platform for your business.
Process transactions online, in person, or through your platform.
Accelerate your business with automated revenue and financial systems.
Integrate financial services into your platform or product.
Access to investment products and investment portfolio monitoring.
Offers of loans with competitive interest rates for various needs.
Insurance offers with competitive premiums and various protection options.
"DIFO S.A is important to us because, as coffee farmer, we face money problems due to the fact that we have to wait for the harvest and then the sale and DIFO S.A allows us to face it by granting us advances on wages on presentation of the promissory notes provided by the coffee office or by granting us loans which we repay with money from the sale of coffee.
The loans contracted with DIFO S.A allowed me to renovate my house, increase my harvest and meet the different needs of my family"
"From the time I received my salary directly from the Burundi Tea Office, I was in a difficult situation, which did not allow me to carry out my projects. Although the Burundi Tea Office gives us our wages on time, there was not a fund to provide us with loans, which meant that I was still indebted to individuals, which to give me a debt, asked for high interest.
DIFO has allowed me to be more respected by my entourage because now I am not always borrowing money from them. Even now they are the ones thinking about borrowing me money."
"Before the arrival of DIFO S.A, one could spend a month or two with promissory notes from the sale of tea but nowhere to trade them for money. As a result, when faced with a problem such as a sick woman or child or the payment of fees, we had recourse to loans from merchants which requested an interest between 30 and 40%.
The arrival of DIFO S.A was like a providence for us. Life has become easier, when faced with a concern, DIFO SA gives us an overdraft with an acceptable rate."
"Before DIFO S.A, I was a member of COPEC Microfinance. It was then that I became aware of the existence of DIFO S.A, the time of processing their loans, the way they grant them without problem and without forgetting the way they take the time to listen to you. It was after that I decided to become a member of DIFO S.A.
DIFO S.A allowed me to blossom by giving me my first loan and I know they will be there the next time I need a loan."